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Guide

How Rent-to-Own Works

The step-by-step path from first rent payment to full ownership.

Rent-to-Own is an alternative path to homeownership for people who cannot obtain traditional mortgages. In Thailand, where 70–80% of mortgage applications for homes under 3 million THB are rejected, RTO provides a structured way to build equity through monthly payments.

How It Works

  • Browse available RTO properties on StayVerse.
  • Apply for your chosen property. Specify your preferred duration (12–36 months).
  • Complete KYC identity verification.
  • Once approved, the contract becomes active.
  • Make monthly payments that build equity.
  • At the end of the term, complete the purchase at the locked price minus accumulated equity.